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Pr im e
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CLOSING THE FINANCIAL GAP
FOR A NEW GENERATION OF RETIREES

ByTiffany If you’re 62 or older, a HECM credit, a monthly payment, or any Tiffany Shutta is an experienced
Shutta,Reverse can help you tap into the equity of combination of these. (If you elect HECM specialist with Reverse
Mortgage your existing home and turn it into a fixed-rate loan, you will receive Mortgage Funding LLC
Specialist,NMLS cash that can be used today, or a line a single disbursement lump sum
#139062,Reverse of credit that will be there when you repayment option. Other payment (NMLS #1019941). Shutta is
Mortgage need it. It also can help to preserve options are available only for available at 610.653.6119 or
Funding LLC invested assets, leaving them intact to adjustable rate mortgages.) tshutta@reversefunding.com to help
(RMF) continue earning for you. The HECM loan program was educate prospective borrowers and
etirement has become a In short, a HECM can give you created by the Federal Housing
bit more complicated in more power to live better. Do Administration specifically for their families. Branch address: 519
Rrecent years. Retirees can no you want to make some needed homeowners age 62 and older, Hunter St, Catasauqua, PA, 18032,
longer rely on just Social Security, or desired home improvements? and has been growing in popularity. Branch NMLS #1797411.
employer-sponsored retirement Get additional funds to help cover Today, many consumers and their
The Morning Call known as the “three-legged stool” or supplement your income? A in the right circumstances, as a
plans, and personal savings—what’s
financial advisors view HECMs,
unexpected medical expenses,
of retirement planning. Many of
HECM can help by eliminating
smart solution to help qualified
today’s retirees simply do not have
homeowners achieve their
your existing mortgage payment
the employer-sponsored plans their
parents did, and therefore need and freeing up cash to use for retirement goals. This material has not been reviewed,
Remember, this is not your
| to rely more closely on personal those purposes and others as parents’ retirement planning! It’s approved, or issued by HUD, FHA, or any
Thursday, April 8, 2021 gap and meet their financial needs. taxes, homeowners insurance, and explore all of your available financial Broad St., 2nd Floor, Bloomfield, NJ 07003. NMLS ID
well. (As the homeowner, you’d
government agency.
savings and other assets to close the
yours.You owe it to yourself to
remain responsible for property
© 2018 Reverse Mortgage Funding LLC, 1455
Additionally, with increased longevity
options, including a HECM loan.
property maintenance. A HECM is
#1019941. www.nmlsconsumeraccess.org
L118-Exp022016
a home-secured debt payable upon
If you think a HECM may
and medical expenses, planning for
Arizona Mortgage Banker License #0927682;
the unknown is difficult.That’s why
be right for you, contact me at
default or a maturity event.)
Home Equity Conversion Mortgages
You can receive your loan
and Insurance; Not intended for Hawaii and New York
610.653.6119.
(HECMs) are growing in popularity. funds as a lump sum, a line of Reverse Mortgage Funding LLC at Licensed by the New Jersey Department of Banking
consumers.
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