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Prime
         A winning combination:


         Phoebe offers active living


         and long- term care options




                hen you’re active and feeling well, it’s hard  opportunity to proactively plan for care for life, all
                to imagine needing long-term medical  kinds of good things for your future.”
          Wcare later in life, much less leaving the  Pathstones, which is licensed by the Pennsylvania
         home you know and love.         Department of Insurance,“is what we call a Life Plan
          Yet statistics from the U.S. Department of Health  contract,” says Lisa Hoffman, executive director of
         and Human Services show that some-one turning 65  Pathstones by Phoebe. “What that means is to become
         this year has almost a 70 percent chance of needing  a member, you pay an entrance fee and a monthly fee.
         some type of long-term care services. And traditional  And then we really pick up all of your medical expenses  limiting disturbance of existing green space. The
         health insurance generally doesn’t cover the cost of  for the rest of your life, with no limit.”  project will even utilize some of the campus’s current,
         long-term or in-home health care, leaving seniors with  To live in a Phoebe community, you also pay an  unique features, including the walking and biking trails
         difficult financial choices.    entrance fee and a monthly fee. The entrance and  once used by Rodale employees. The facility will offer
          That’s why Phoebe offers a standalone program  monthly fees allow you to live at the community, “but  a community wellness coordinator, active lifestyle
         called Pathstones by Phoebe, a membership-based  you need to be able to live independently and safely  programs, and community spaces and amenities
         continuing care plan that combines the best features  there,” Hoffman says.“If you get to a point where you  focused on wellness.
         of long-term care insurance, continuing care  need help bathing or dressing, Phoebe will help you  “We have a depositor for Chestnut Ridge who is
         retirement living and personal wellness coordination  co-ordinate services. If you were living in a community,  also a member of Pathstones,” Hoffman says. “She is
         — all while allowing members to live independently in  and were also a member of Pathstones, Pathstones  going to pay her entrance fee to move to Chestnut
         their own homes.                would cover the cost of those services. If you were  Ridge, and then her monthly fee to live in her  or Chestnut Ridge are there if you want the amenities;
          In fact, Pathstones allows members to receive care  not a Pathstones member, you would pay privately for  apartment. She’s also going to pay her monthly fee to  the meals; the socialization that being in a community
         no matter where they live — at home, in another  those services.  be a member of Pathstones. Should she need to move  offers.”
         state, in another retirement facility, or in a Phoebe  Substantial Savings  to personal care, rather than her bill being $4,000  Those amenities are just one reason depositors
         community. When higher levels of care are needed,  It’s similar to what other senior communities call  or $5,000 a month — because personal care isn’t  Richard and Charlotte Cruse chose Chestnut
         Pathstones will arrange services either within the  a life care contract, Hoffman says.“For a life care  covered by insurance — she’s only paying her monthly  Ridge.“We always knew that a continuing care
         member’s home or at another site. Pathstones  contract in our area, you pay a much more substantial  fee to Pathstones, which might be $490 a month. So,  retirement community was our eventual goal,” they say.
         members can receive services at the healthcare or  entrance fee [than at Phoebe], and then you pay your  she’s literally paying 10 percent of what she would be  “There would come a time when we would not want
         senior community of their choice, and also have  apartment rent, but if you move over to assisted  paying if she was not a member of Pathstones and had  to worry about everyday maintenance of the house and
         priority access to any of the Phoebe communities.  living, you’re only paying that apartment rent — you’re  to privately pay for care.”  eventuality of the need for major repairs. The newness
         A Powerful Combination          not paying the extra fee. So instead of paying maybe  Active and Healthy  of Chestnut Ridge, allowing us to customize our home
          “You can combine Pathstones with any of our  $4,000 a month, you’re only paying $1,000 a month.”  There are conditions, of course.“We want people  made this a unique opportunity. In addition, the activities
         in-dependent living communities,” says Brynn Buskirk,  As an example, Hoffman mentions a future resident  when they’re active and well for Pathstones; and we  program, the dining and housekeeping options, and
                                                                                                        the availability of an on-site gym are just some of the
         vice president of marketing and community relations  of Phoebe’s Chestnut Ridge at Rodale, a planned  want the same for the independent living apartments,”  amenities that interested us.”
         for Phoebe Ministries. Because the Pathstones  retirement community that will trans-form the former  Hoffman says.“So it’s not all-or-nothing. You don’t
         program and Phoebe communities are member-ship  Rodale corporate campus into a wellness-focused  join Pathstones or make a decision to join Phoebe  To learn more about Pathstones by Phoebe,
         based, you’d “essentially become a member of both,”  residential destination for people ages 60 and older.  Terrace in Allentown or Chestnut Ridge; you can do  Chestnut Ridge at Emmaus, or any of Phoebe’s other
         she says,“and when you put them together it offers  Existing facilities will be adapted into apartments with  both. Pathstones is taking care of your health and  active retirement or continuing care communities, visit
         you financial protection, asset preservation, the  spacious floor plans, and all construction will prioritize  wellness for life, wherever you live. And the Terrace  phoebe.org or call 610-435-9037.
                                                                           One Great Provider,



                                                                           Two Great Options



                                                                           MAKE A PLAN TODAY!

                                                                           Whether you wish to move to a senior living
                                                                           community or want to stay in your own home,
                                                                           Phoebe is a trusted partner in helping you plan for
                                                                           your future. Enjoy active campus life at our new
                                                                           Chestnut Ridge at Rodale community or the wellness
                                                                           benefits of senior living in your own home with
                                                                           Pathstones by Phoebe.
                                                                           TO LEARN MORE, CALL 610-686-3587
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