Page 15 - Education

Tips For Effective Remote Learning

An increased reliance on virtual home outside of one’s control during virtual
instruction has many students rethinking instruction, but maintaining consistency
their organizational strategies and daily with tools and schedules is one way to
school schedules. Learning at home feel more confident and secure.
is different from being in a traditional
classroom environment, but with Check student
some effective strategies, students can accounts frequently
persevere without missing a beat. Just like students, teachers may be
Stick to a schedule learning as they go in regard to remote
learning strategies. Students should be
Many students are successful because sure to check school email accounts
they follow a schedule. The Center or other places where teachers post
for Social and Emotional Foundations assignments a few times per day so that
of Early Learning says that routines they stay on top of all assignments and
and schedules are important because are aware of due dates.
they influence a child’s emotional and
cognitive development. Children feel Reach out to instructors
secure with schedules, which may help Allegheny College suggests students
them recognize what’s expected of them. contact their teachers if they are unsure
When learning at home, students of how to participate in remote learning
should strive to maintain as consistent environments. Ask questions about
a schedule as possible, including assignments, get clarification on key
bedtimes, wake times, hours devoted topics and be sure to tune into any
to learning, and time to get outside or remote chats or virtual “office hours.”
engage in downtime activities.
Connect live if possible Stay in touch with guidance, if needed
Remote learning is a new experience
There are many free tools and resources for many students, and there may be
available that enable teachers to provide certain struggles or road blocks. It
live video lessons or to record them so can be easy to grow frustrated with FIND OUT WHY
students can watch them later. Similarly, equipment failures or lack of in-person
social networking apps and virtual interaction. Schools employ qualified 98.3 %
meeting programs enable students to therapists and guidance counselors
connect digitally. This can be helpful for who are just a click, call or email away
collaborative learning assignments or if issues need to be talked through. of graduates are
just to see a familiar face. Students should utilize all resources employed or in
Stick to tools that work made available to them. graduate school within
Once students find apps or systems that Virtual home instruction can be made 6-12 months. SPECIAL
work, they should stick with them, offers even easier with some extra assistance
Khan Academy, an educational tutoring and guidance.
resource. There are many factors

Get Schooled On Education Savings Plans ADVERTISING

Accounts to pay for college or 21, recipients can use the
or even private high schools funds in whatever manner they SECTION
can be a smart way for parents choose. However, UGMA may
to prepare for their children’s affect financial aid eligibility.
futures. Not every account is • Roth IRA: Parents can open OF
the same, and certain savings up a Roth IRA in their child’s
accounts could affect financial name once the child begins THE
aid eligibility and taxes. It earning income. Even though
is in parents’ and students’ there are penalties to taking
best interests to educate earnings out before the age MORNING
themselves on the various of 59.5, exceptions include
education savings plans purchasing a first home or
available to them — and which qualified education expenses.
ones make the most sense for A Roth IRA isn’t subjected to CALL
their families. • 529 College Savings Plan: the money to be spent for legal and administrative fees
Families should do their 529 accounts are a popular elementary through college that can come with trusts,
research and work with education savings plan. They education, which is a larger which are another savings
professionals who understand operate in a similar fashion range than other plans. This avenue. SUNDAY,
the subtleties of school to IRA and 401(k) plans in is another tax-free plan when • Canadian Education Savings
savings plans. For example, that savings for education used for school purposes. Grant: With a CESG, parents
according to Cappex.com, are earned tax-free through Coverdell contributions are can save for their child’s
a college information site, investment opportunities. capped at $2,000 per year, education by opening up a
students’ income and savings SallieMae says 529 plans are and they’re only available to Registered Education Savings
have a larger, more negative offered by states or educational families below a specified Plan. The government then FEBRUARY
impact on the availability of institutions under Section 529 income level, says the resource matches the money up to
financial aid than the portion of the Internal Revenue Code. SavingforCollege.com. a certain percentage and
of their parents’ assets These tax-advantaged plans • Uniform Gifts to Minors Act deposits it into the child’s 28,
factored into the equation. generally have no income Account: These accounts RESP. The extra funds the
Students with sizeable savings limitations and high contribution are not traditionally designed government deposits are called
accounts in their name may limits. The usage of funds in for education but can be the CESG. 2021
end up adversely affecting 529 accounts are subject to established to offer gift assets Parents can help finance
their financial aid eligibility. regulations. to minors. The custodian of the their children’s educations
A financial advisor and loan • Coverdell Education Savings account can sell the assets for through various savings plans.
expert can advise families on Account: Coverdell accounts the child’s benefit at any time, A financial advisor may shed
these confusing financial facts. are versatile in that they enable and once the child reaches 18 more light on which products
are best for families.

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